I just wanted to take 5 minutes to thank you David for all that you did for me getting my home approved for refinancing. You responded within 10 minutes of my call. You guided me through step by step all the things I would need to apply for my house. Within a couple weeks the house was appraised, loan was approved, and I closed 3 weeks later. Seriously, it was that easy. With your help David we were able to cut my 30 year note down to a 15 year note. I could not be happier with way the whole process went. The process was smooth, fast and trouble free! Again, thanks David for your professionalism and personal attention to my account. I could not be happier.